EDUCATIONAL
DISCLAIMER
For money that comes in irregular shapes and sizes.
NOT PROFESSIONAL FINANCIAL ADVICE
The content, systems, allocations, and manual workbook calculations provided within Funny Money are intended purely for educational and personal organization purposes.
Funny Money is a manual companion workbook created specifically to support the "Commas, Not Periods" irregular income management framework. We operate with strict system limitations to guarantee user data privacy, autonomy, and security.
1. Purely Manual Entry
This application has no bank account synchronization integrations. We do not use Plaid, Yodlee, or any other credentials sync engine. You must manually enter every transaction, spending leak, and income allocation floor. We will never pull credit data, debt files, or sync dynamic balances.
2. Deterministic Ratios
All allocation percentages (e.g. 55% Essential Survival, 40% Lifestyle & Fun, 5% Retained Commas) are deterministic, rules-based ratios defined by the manual companion framework. This application features no artificial intelligence financial advice, automated stock picking, or personalized debt consolidation algorithms.
3. Personal Accountability
You are solely responsible for how you apply these rules-based calculations to your life. The creators of this app do not act as registered fiduciary advisors, investment managers, tax consultants, or certified public accountants. Consult with a qualified professional before making high-risk fiscal decisions.